Legal

Terms of Service

Last updated: January 2025

Placeholder document. This page contains structural headings only. Full legal terms will be drafted by a qualified solicitor and inserted here before the site goes live. If you have questions in the meantime, please contact us directly.

1. Introduction

[Insert introductory paragraph explaining that these terms govern the provision of consultancy services by Elmar Risk Management Ltd, company registration details, and the effective date.]

2. Services

[Insert description of how services are agreed, scoped, and delivered - including how engagement letters or statements of work form part of the contractual agreement.]

3. Fees and Payment

[Insert payment terms, invoicing schedule, late payment provisions, and any expenses policy.]

4. Confidentiality

[Insert mutual confidentiality obligations - both parties' obligations to protect confidential information received during the engagement.]

5. Intellectual Property

[Insert provisions on ownership of work product, background IP, and any licences granted to the client.]

6. Limitation of Liability

[Insert limitation of liability clause - including any caps on total liability and categories of excluded loss such as indirect or consequential losses.]

7. Termination

[Insert notice periods, circumstances in which either party may terminate, and obligations on termination (return of materials, final invoicing, etc.).]

8. Governing Law and Jurisdiction

[Insert governing law (English law) and jurisdiction (courts of England and Wales) provisions.]

9. Complaints and Disputes

[Insert complaints handling procedure and any alternative dispute resolution provisions.]

10. Contact

[Insert contact details for legal notices - registered address, email, and company registration number.]